Got a pension decision? Calculate the objection deadline and understand it
The pension insurance decides on your pension: type, start and amount.
How to recognise the letter
- The sender is the Deutsche Rentenversicherung (federal or regional).
- It states the type of pension, start, amount and long annexes with insurance periods.
- At the end, the instructions on legal remedies: objection within one month.
Which deadline applies?
Objection (Widerspruch): one month after notification (§ 84 Abs. 1 S. 1 SGG). If the end falls on a Saturday, Sunday or public holiday, the deadline ends on the next working day (§ 64 Abs. 3 SGG). The calculator on this page works out the exact day – step by step.
What happens if you do nothing?
Once the objection period has passed, the decision becomes final.
Your options
- Check the insurance periods in the annexes
- Object (Widerspruch) – reasons can follow later
- Apply for an account clarification (Kontenklärung)
- Advice: pension advisers, VdK, SoVD
Who can help?
Pension advisers, VdK, SoVD
Terms in this letter
Frequently asked questions
The annexes are long – what should I look at?
Gaps in the insurance periods (training, child-raising, work abroad). If something is missing, an account clarification (Kontenklärung) can help.
How much time do I have?
One month after notification (§ 84 Abs. 1 S. 1 SGG). If the end falls on a Saturday, Sunday or public holiday, the deadline ends on the next working day (§ 64 Abs. 3 SGG). The calculator above shows the exact day with every step.
Who can help me?
Pension advisers, VdK, SoVD.
General information, not legal advice. Whether this decision is correct and what is right in your case is for an advice centre or a lawyer to say. Laws link to the official German text at gesetze-im-internet.de.